Attention homeowners: Real estate appraisal services for in Earth and Lamb County

The top 7 reasons TX homeowners order from My Elite Appraisals:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To reduce their mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Do you own a house in or near Earth? Do you need help deciding the value of your real estate?
Contact My Elite Appraisals.

We at My Elite Appraisals understand the particular needs of a customer in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at My Elite Appraisals, will be objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your house will attract interested buyers. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to remove PMI

An attractive way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At My Elite Appraisals, we're veterans in helping homeowners just like you rid yourselves of unnecessary PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. This only means you're most likely paying higher taxes than you should be paying. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from My Elite Appraisals is your strongest weapon.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area. This can be be destructive to your credit score since it may appear as though that credit line is maxed out, and also disadvantageous from a cash flow angle. My Elite Appraisals can provide you with a professional appraisal that will help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you would prefer to have an expert double-check it for preciseness or do you desire a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help with that too. Even though this is usually requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.