Attention homeowners in Earth and Lamb County: Need an appraisal?

Here are the top 7 reasons why TX homeowners use My Elite Appraisals:

Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
To challenge a TX property tax assessment
Remove PMI to lower their mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of real estate in question to settle an estate in Lamb county or TX

Need help deciding the value of your house in or near Earth, TX?
Contact My Elite Appraisals.

At My Elite Appraisals, we understand the unique needs of a homeowner in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your home is worth. Potential buyers know that you have an emotional attachment to your house and will be more likely to give credibility to a qualified appraiser's value judgement than yours.

Appraisals to remove PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At My Elite Appraisals, we're seasoned in helping people just like you do away with unwanted and unneeded PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that's going down -- your local tax assessor may have your house overvalued. That only means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from My Elite Appraisals is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

If your home is near a declining area, your lender might just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. My Elite Appraisals can provide you with efficient appraisal that will help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you would prefer to have a seasoned expert double-check it for verity or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? My Elite Appraisals offers field reviews where we'll go out and check the subject and comps in question. If you need it immediately, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have in your possession. While usually requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your home.